Built by Payment Veterans Who Saw a Broken Industry
Peptide merchants were being terminated by processors who didn't understand their business, couldn't read their compliance documents, and treated every high-risk account the same. We built the alternative.
The Problem We Were Built to Solve
The peptide and research chemical industry has a payment processing problem that no general purpose processor is equipped to solve. Stripe, Square, and PayPal terminate peptide merchant accounts on sight. Generic high risk processors approve them, charge 4% to 5%, then drop them the moment chargebacks tick above 0.8%.
The result: peptide merchants spend enormous time and energy managing processor relationships, reapplying after terminations, and operating without the compliance support needed to keep accounts stable. Revenue gets disrupted. Growth gets capped. And merchants absorb processing costs they shouldn't have to pay because they don't know they have leverage.
Peptide Payments was founded to fix exactly that. We designed the infrastructure, acquiring relationships, and support model that the peptide industry specifically needs, and nothing else.
What We Stand For
Specialist Over Generalist
We serve one industry. Not healthcare, not adult content, not firearms. Peptide and research chemical merchants specifically. Specialization means better acquiring relationships, better compliance knowledge, and better outcomes for every merchant.
Proactive, Not Reactive
We don't wait for your chargeback ratio to blow up before alerting you. We monitor metrics in real time, enroll every merchant in alert systems on day one, and contact you when trends move in the wrong direction before they become account-threatening problems.
Transparency in Pricing
Interchange-plus pricing with fully itemized statements. Every merchant knows exactly what they pay and why. We don't bury margin in opaque fee structures. If rates change, we tell you before your statement does.
Long-Term Relationships
Our business model depends on merchants processing with us for years, not churning every time a competitor undercuts our rate by 0.2%. We invest in your account stability because stable accounts are profitable accounts for both of us.
Evan Valenti
I've spent the last 8 years working in tech and SEO, most of it alongside high risk payment processing companies. Over those years I built relationships with the underwriters, ISOs, and acquiring banks that actually know how to handle peptide and research chemical merchants. The ones the rest of the industry treats as untouchable.
When PayPal, Stripe and Square started dropping peptide companies en masse and freezing their funds, I saw the same gap over and over. Solid businesses with real revenue, no stable place to process. So I teamed up with several of my previous clients, the operators living the problem every day, and we built Peptide Payments to be the processor we all wished existed.
Work With the Specialists
200+ peptide merchants chose us because we know their industry. Your merchant account is approved in 24 hours, compliance reviewed before you go live, and supported by a named account manager from day one.